Kensington

Kensington mortgages are designed with real people in mind. They understand that everyone is different and some people may not fit the mould when it comes to mortgage applications, which is why they take an intelligent approach and offer products to meet a range of different circumstances.

When you submit an application to Kensington you can be sure it will be dealt with by one department that is dedicated to deliver robust decisions and process your case efficiently and accurately.

All applications are assessed by an underwriter when they are first submitted, so you know from the outset what information will be required for the case to proceed to offer. And all of Kensington’s underwriters work in mini teams with two new business administrators, which means the people who answer Kensington’s phones are never far away from the key decision makers.

It all adds up to a better proposition for you, so take a look at how Kensington’s intelligent approach to lending can support you in growing your business.

No credit score - decision made on a customer's circumstances
Self employed lending with one year's accounts
Will consider up to 50% of bonus, commission and other declarable income

Kensington customer types:

Self-employed
Contract workers
Workers receiving bonus commission
Applicants with investment income
Customers with previous minor credit problems – now up to date
Applicants with limited credit history.

Doing business with Kensington is easy. Just follow these simple steps:

Register online at www.kmc.co.uk, using details of your business including your FSA number.
Once registered make sure you select Paradigm as your chosen Mortgage Club. Click on the ‘Admin’ tab in the navigation bar at the top of the page, and then ‘Your Profile’. Finally, select 'Change preferred Mortgage Club‘ and choose Paradigm.
You are now ready to find the right products for your clients, produce KFIs, obtain DIPs and submit applications.

If you have any questions about this process, or Kensington’s products, call its Business Development Unit on 0800 111 020.