Prudential

COMPANY PROFILE

PruProtectLaunched in September 2007, we're an extension of the existing joint venture between Prudential UK and Discovery (a market leading insurer in South Africa), who originally joined forces in 2004 to bring us PruHealth. We're able to draw on the strength of Discovery's experience at delivering creative solutions and first class operations whilst also benefiting from Prudential's brand strength and trusted financial capability in the UK. This means we can offer you and your clients innovative products, great service and support when you need it.

At PruProtect we believe that encouraging our members to lead a healthier lifestyle is just as important as looking after them when they are ill. So in addition to offering comprehensive Life Cover, Serious Illness Cover and Income Protection Cover, we also offer our members instant access to our Vitality programme with Lite Rewards. Lite Rewards refers to the discounts we offer which encourage a healthier lifestyle and as a result potentially reduce the risk of suffering a serious illness.

PRODUCT RANGE

PRODUCT PORTFOLIO

We offer a full menu of protection products from which your client can choose when building their protection plan. Your clients can choose from our two plans - the PruProtect Plan and our entry level PruProtect Essentials Plan.

More conditions covered so your clients are more likely to get a payout
While traditional critical illness policies cover an average of 27 conditions, our Comprehensive Plan covers 154 and our Primary Plan covers 93. So your clients will be covered for serious illnesses and partial disabilities, not just critical ones.

More cover at an earlier stage and more reassurance with continuous cover
The amount we pay out is based on the severity of the illness and its impact on your lifestyle so we can make a payout at an earlier stage of an illness, even if it's not life-threatening. And if the full sum assured is not claimed, the remaining cover will continue, allowing further claims to be made if an illness progresses or if a new illness is diagnosed.

Our unique Minimum Protection Account option (available from £5 per month) tops up your Life or Serious Illness Cover immediately after a claim, with no further underwriting, exclusions or premium increases.

Income Protection Cover offering a market leading range of benefits
By verifying their salary at the application stage, we'll guarantee your client receives the agreed monthly income if they need to claim. We also offer a Recovery Benefit of up to £2,000 worth of specialist support and treatment and a cash bonus upon returning to work full time.

Access to our unique Vitality programme
Our unique wellbeing programme encourages our members to get healthier by giving them discounts with our health and wellbeing partners. Plus we're the only insurer that could reward members with lower premiums each year for looking after their health *.

* Does not apply to the PruProtect Essentials Plan

Get the support you need to grow your protection business
We let you choose how you wish to be supported, either face to face, online or by phone, we provide direct access to our underwriters and we're committed to a fast and simple claims process.

USEFUL LINKS

WANT TO KNOW MORE?

To find out more about our award winning protection products visit pruprotect.co.uk, contact your Account Manager or call us on 0845 601 0072.

Alternatively, please contact your National Account Manager, Paula Priest or e-mail paula.priest@pruprotect.co.uk